Smart Accounting vs. Accountant in Luxembourg: What’s the Smarter Move?
For many small business owners in Luxembourg, accounting is one of those necessary responsibilities that rarely feels straightforward. Whether you’re just starting out or already growing, staying on top of tax filings, VAT returns, and financial reports can take time away from what you do best: running your business.
In recent years, more founders have started to question whether the traditional way of handling accounting still makes sense. Traditionally, there have only been two real options:
- Hire an accountant and hand off the complexity — at a high and often unpredictable cost.
- Use accounting software and try to figure it out yourself — hoping it actually fits Luxembourg's rules.
But now there’s a smarter third option — one built specifically for Luxembourg founders: EasyBiz.
We combine full automation with expert local support to make accounting faster, clearer, and far less stressful.
We’re not software for accountants. We’re accounting software for founders.
The Three Paths: Accountant, Software, or EasyBiz?
1️⃣ Traditional Accountant
- ✅ Familiar
- ❌ Expensive
- ❌ Manual and slow
2️⃣ Accounting Software
- ✅ Affordable
- ❌ Often too complex
- ❌ Built for pros, not founders
- ❌ Doesn’t handle Luxembourg compliance fully
3️⃣ EasyBiz
- ✅ Automated
- ✅ Backed by local tax experts
- ✅ Built for founders, not accountants
- ✅ Fully compliant with Luxembourg rules
Why Accounting Software Alone Isn’t Enough
Many tools today call themselves “accounting software” — but most are built for accountants, not founders. They promise automation and dashboards, but often fail when it comes to what Luxembourg companies actually need.
That’s because software alone isn’t enough.
✅ Here’s what most tools get right:
- Automate bank reconciliation and invoice matching.
- Generate basic financial reports.
- Offer cloud access.
But here’s what they miss:
- ⚠️ The software doesn’t handle local VAT structures or return filing.
- ⚠️ Annual accounts must still be prepared and filed manually.
- ⚠️ No expert guidance is available when questions arise.
Most accounting software is built for accountants, not founders. It’s filled with jargon, clunky interfaces, and zero context about Luxembourg rules. You’re still on your own.
As a result, software-only setups often lead to compliance risks, missed deadlines, and — ironically — higher costs when you have to hire a professional to clean things up. EasyBiz flips that model.
We’ve created a tool that’s:
- 💡 Intuitive for non-accountants.
- 🦾 Fully automated where it matters.
- 👨💼 Supported by real humans who know local compliance inside-out.
That’s why EasyBiz blends automation with human support — the best of both worlds.
You’re not just getting software. You’re getting a full service — built around your needs, your language, and your country’s compliance.
| Category | Traditional Accountant | Smart Accounting by EasyBiz |
| Onboarding | Slow, manual, in-person | Fully digital onboarding in ~1 hour |
| Communication | Long email chains, calls | Live chat with local accounting team |
| Pricing | Hourly billing, variable costs | Flat fee from €90/month, based on needs |
| Automation | Limited | Invoices, bank sync, VAT, P&L all automated |
| Reporting | Sent as PDFs, on request | Real-time dashboards and reporting |
| Compliance | Manual tracking | Built-in compliance tools + expert support |
| Time required | 4–6 hours/month | ~30 minutes/month. |
| Risk of delay/errors | Higher due to manual work | Low — automated + reviewed by pros |
| Ideal for | Larger firms with in-house admin | Busy founders who want clarity & control |
What You Get for €90/Month with EasyBiz
EasyBiz offers a core accounting plan starting at just €90/month, perfect for newly incorporated companies or those switching from another fiduciary. It covers everything you need to keep your business running smoothly:
- Simple invoice management with real-time bank integration
- Bookkeeping and transaction reconciliation
- Filing of annual accounts, VAT declarations and returns
- Profit and loss reviews
- Secure and organized document storage
- Live chat with our Luxembourg-based accounting team
- Compliance support and reminders
Payroll management is available as an add-on, starting at €75/month for the first employee.
Everything is designed to help Luxembourg founders save time, stay compliant, and avoid surprise costs.
Expert Accounting Help | EasyBiz
Payroll services and accounting from €90. Expert team ready to help.
Learn moreCan You Switch to EasyBiz Mid-Year?
Yes — and many founders do.
If you're unhappy with your current setup, EasyBiz supports mid-year transitions. We:
- Estimate and cover your year-to-date activity with a one-time onboarding fee
- Take over communication with your previous provider
- Ensure full compliance and zero disruption
No need to wait for year-end to simplify your accounting.
How Much Can You Save?
In Luxembourg, traditional accountants often charge:
- At least €2,000/year for basic structures
- From €4,000–5,000/year for SARLs and growing businesses
In contrast, smart accounting solutions like EasyBiz cost from €1,080/year. That can mean savings of thousands euro per year depending on your business size and accounting needs.
But the real ROI is bigger:
- Less time spent on admin
- Better focus on strategy and growth
- Fewer human errors and penalties
- Faster access to reports and tax updates
What Luxembourg Founders Are Saying
“Very happy with EasyBiz — they set up our accounting quickly, are always responsive, and offer a modern, easy-to-use interface. Our annual accounts were completed on time and without any issues.”
“A digital-native firm with clear communication and reliable support. We've trusted them across our growth from incorporation to tax and payroll.”
“Finally, accounting that doesn’t feel like a black box. It’s clear, fast, and founder-friendly.”
Conclusion
There are accountants. There is software. And then there’s EasyBiz — where everything that can be automated is automated, and everything that needs expertise has it.
For Luxembourg founders, it’s the smartest move you can make.
Switch to accounting that actually works for entrepreneurs.
